Send money home.
Swap crypto. One app.
Cross Border moves your money across the world in minutes — with mid‑market FX, zero transfer fees, and a built‑in crypto exchange for BTC, ETH, USDT and more.
Money that moves at internet speed.
Send from the US, UK, Canada, or EU to 32 countries. Track every transfer in real time.
Most transfers land in under 2 minutes to bank accounts, mobile money, or cash pickup.
Bank transfer, M‑Pesa, MoMo, Airtel Money, UPI, GCash — one balance, every rail.
FinCEN, FCA, FINTRAC registered. Funds safeguarded in tier‑1 banks.
No hidden markup. See the same rate you'd find on Google, every time.
Buy, sell & swap crypto — at real prices.
Trade BTC, ETH, USDT, SOL and 40+ assets with tight spreads. Convert between fiat and crypto instantly, and cash out to any of your saved recipients.
Live parallel‑market rates.
Simple, honest fees.
Zero fees on every transfer. Parallel‑market FX for NGN.
- No transfer fees, ever
- Bank & mobile money payout
- Instant delivery
Tight spread on every crypto swap. No hidden fees.
- 40+ coins
- Instant fiat ↔ crypto
- Cash out to any bank
Bulk payouts, API, and dedicated support for teams.
- Payout API
- Multi‑user access
- Volume pricing
Questions, answered.
Most transfers complete in under 2 minutes. Bank transfers can take a bit longer depending on the destination.
Yes. We're registered with FinCEN (US), FCA (UK), and FINTRAC (Canada). Customer funds are safeguarded in tier‑1 banks.
We support BTC, ETH, USDT, USDC, SOL, and 40+ other assets. You can swap fiat↔crypto or crypto↔crypto instantly.
No — Cross Border charges zero fees on cash transfers. For NGN, we use the live parallel‑market (black‑market) rate, matched to what you'd see on LemFi and the street.
Ready to move your money?
Join 1.5M people sending across borders with Cross Border.